Consciousness

Hopeless Plan of Financial Independence

Most people think money is the reason, which makes it impossible to make their dreams come true

And I did so as well:

After I finished studying in 1988 I traveled for 4 months to Australia to escape the winter in Germany, because I hate it. To do so I got a job for half a year and saved every penny. The complete trip did cost me about 12,000 DM (German Marks, which was the currency in Germany in those days). And I got the idea of financial independence. This means I have so much money in the bank, that I can live and travel from the interest. I had no idea how to get there, but a dream was born. It turned out in my hopeless plan of financial independence.

My initial financial independence calculations

  • travelling and financial independenceBased on that I calculated that I needed about 3,000,000 DM for my financial independence, to life on interest and travel in that style without working, based on a 4-5 % interest rate.
  • 10 years later I got married and expected that I will need 4,500,000 DM for my financial independence.
  • One year later my daughter turned up. And I expected, that 6,000,000 DM would be necessary.
  • Additionally, the interest rates dropped and I calculated that I needed 10,000,000 DM to become financially free.
  • Additionally, the Euro replaced the DM. And I thought I only needed 5,000,000 € now.
  • But prices rose, at the same time and interest rates dropped further. And now I needed 10,000,000 € for the financial independence for the whole family.
  • And nowadays interest rates are 0% in Germany. So it seems like it got impossible to live on the interest.


Source: www.actualized.org Thank you, Leo, I couldn’t express it any better!

So my hopeless plan of financial independence became a bit more realistic

Meanwhile, I learned how to get earnings of 8-10% (on a long-term average) by investing money smarter than in a savings account. And only half a million € lasts to be financially independent at a low level to pay for my kids and my basic needs. Prices of flight tickets dropped. Then I fell in love with Bali. And the cost of living is much lower there, so it lasts even further than I expected.

Turning financial independence into financial freedom

I own a company, which I built up in 8 years and turned it into a self-learning enterprise. This pays me for those basic needs. I structured it in a way that it works almost without me. So I can stay away for months. So, I can pay my bills from the dividend. And I can see my assets growing with the market. Because I am invested in ETFs of major indices. This kind of long-term investment is easy to understand, low on costs and maintenance, and performs better than most of the managed fonts. So my assets keep growing, while I can enjoy traveling.

travelling based on financial independence

Now Return to Day 4 of Your Abundance Challenge – Pure Consciousness

Day 4 for Your Abundance Challenge – Pure Consciousness

Vital and happy regards
Klaus Forster

Consciousness

Day 4 for Your Abundance Challenge – Pure Consciousness

Here is day 4 for your Pure Consciousness abundance:

For your inspiration for today’s task and Pure Consciousness meditation, have a look at this blog. Then come back to this page:

Hopeless Plan of Financial Independence

Your task for day 4:

Write in your abundance notebook a list of all your financial debt and monthly expenses:

  • credit card,
  • personal loans,
  • direct debits,
  • etc.

You do not need to write down the exact amount, only to who the debt is, e. g.:

  • rent,
  • car loan,
  • electricity bill,
  • credit card,
  • school,
  • etc.

Everything you have to pay on a monthly basis needs to be included (water, electricity, internet…). And all the monthly expenses.

And finally, write down 5 things you are grateful for:

  1. I am grateful for …, because …
  2. I am grateful for …, because …
  3. And I am grateful for …, because …
  4. Further, I am grateful for …, because …
  5. Finally, I am grateful for …, because …

The Abundance Challenge task of today must be done by this time tomorrow!

Confirm that you finished your task of today - Click HERE

Confirm that you finished your task of today – Click HERE

Vital and happy regards
Klaus Forster

And here comes your Pure Consciousness meditation for your participation:

Create a Challenge

Day 3 for Your Abundance Challenge: Mind Matter And Spirit

Task 3 is about Mind, Matter, And Spirit. And it is designed to get you out of your comfort zone. And therefore I’m grateful for it, as it opens an area for you to grow. And it gives us the awareness of the abundance inside us and the community. Thank you!

Day 3: Mind, Matter, And Spirit

✨ Today’s motto: I am on the approach of a positive day, choked with Love and Prosperity. ✨

🔄 Today’s task works with the law of giving and receiving. And that anything you give will return back to you. The energy that is standing still won’t flow to bring us any energy back. 🔄

Task 3:

Today’s task is: Creating and running your own Abundance Challenge. It does not need to have many members. But the more the better. However, three is enough. And I am seriously hoping that you’re going to do it! Share your energy! 🍀

You got the mission to create and run an abundance challenge with the members of your own group. Sharing daily one task, from day 1 to the 21st day. You should create a group for that, with a minimum of three participants. That should be the smallest cluster you’d be able to serve.

Guidance for setting up your group and running your challenge:

You might want to read this article for a detailed description of how to create and run your own challenge. Then come back to this page:

Create a Challenge

And finally, write down 5 things you are grateful for:

  1. I am grateful for …, because …
  2. I am grateful for …, because …
  3. And I am grateful for …, because …
  4. Further, I am grateful for …, because …
  5. Finally, I am grateful for …, because …

The Abundance Challenge task of today must be done by this time tomorrow!

Confirm that you finished your task of today - Click HERE

Confirm that you finished your task of today – Click HERE

Vital and happy regards
Klaus Forster

And here comes your Mind, Matter, And Spirit-gift for your participation:

Reality of Abundance

The Right Priorities

“As you wanted to have lived by the end of your life,
you can start living as of today”

Marcus Aurelius

Are You Setting The Right Priorities - favorite people as target customers

Are you setting the right priorities? During a workshop with my mastermind group in October 2016 at the concept of Vitality4Happiness, I realized female entrepreneurs are the people I liked the most. I exclusively wanted to coach female entrepreneurs, because it gave me back so much tantric energy that I was almost in the flow all the time.

The other participants shook their heads and suggested to me: You need to be a woman to do so, otherwise it has no credibility, and first of all: It is politically incorrect. But that couldn’t stop me. I knew my most essential task and didn’t like to wait for a gender change. Which is anyway no option for me! As of today, it is completely normal for me to moderate a mastermind group with exclusively female participants.

Do you know your important tasks?

Those who make a difference. Tasks that bring a lasting change to life. These important tasks are crucial.

If you negate my question, I implore you: It is best to take the time immediately to determine the really important things in your life. Give yourself more peace and quietness in life. Listen inside yourself, and reflect your life. If you do not know where you want to go, the best compass will not get you there. Plan your life! We intuitively know what is important to us.

But actually, most people know their really important tasks. In principle, we need neither an advisor nor coaches for this. We intuitively know what is important to us. Our deepest desires, values, and needs automatically lead us to our inner wisdom. Nevertheless, we often do not set the right priorities.

So most of us are very likely to know their goals. And you will agree that today you should live the way you want it for your future. Even most of the techniques are known by almost everyone. Whether the Pareto principle, the 72-hour rule or the Eisenhower method. Why do we often fail to put the important duties before the urgent tasks?

It is relatively easy to set the right priorities

Set your priorities and read my book now

“Networking at Dream Beaches – The Freedom of a Digital Nomad’s Life”

  • which you can easily order HERE

  • or listen to the first chapter for free: LISTEN NOW

But: it is not easy to implement the right priorities

Unlike most guidebooks make you believe, we do not just need some clever techniques. Living by your priorities means tackling the important things in life as quickly as possible and not letting anything in your life stop you. We need discipline, courage and a clear vision of our lives. It’s not easy to set the right priorities, but it’s well worth doing it.

Vital and happy greetings
Klaus Forster

QUOTE:
“If we are doing what anyone does, we are as valuable as sand in the desert”

Now Return to Day 2 of Your Abundance Challenge – The Source of Abundance

Day 2 for Your Abundance Challenge: Source of Abundance

Vital and happy regards
Klaus Forster

Reality of Abundance

Day 2 for Your Abundance Challenge: Source of Abundance

Task 2 of your Source of Abundance

Let’s think about what you want and how well you are focussed on it. To research your Source of Abundance read or listen to this blog post and then return to this page:

To prepare for the meditation write the answers to the following questions in your Abundance Notebook.

What are the most essential results of:
  1. My life?
  2. The next 10 years?
  3. The next 12 months?
  4. This month?
  5. This week?
  6. And today?

And finally, write down 5 things you are grateful for:

  1. I am grateful for …, because …
  2. I am grateful for …, because …
  3. And I am grateful for …, because …
  4. Further, I am grateful for …, because …
  5. Finally, I am grateful for …, because …

The Abundance Challenge task of today must be done by this time tomorrow!

Confirm that you finished your task of today - Click HERE

Confirm that you finished your task of today – Click HERE

Vital and happy regards
Klaus Forster

And here comes your gift for your participation: The Source of Abundance Meditation