Couch Surfing Experiences

Ramadan at the Ramada

Couchsurfing Experiences in Malaysia, source Mr. Drone

I made new couch surfing experiences in Malaysia at the Ramada Hotel. With an amazing view over the skyline of Kuala Lumpur.

Couch Surfing Experiences during Ramadan at Ramada

That’s funny because it’s Ramadan. The apartment I booked through Airbnb and the whole apartment did not even cost 27 €! Couch surfing can give experience to individuals about the way of living with local people.

Couch Surfing Experiences - Rooftop Pool of an Apartment Booked on AirBnB

And to live with locals makes a big difference. You get much more of their way of life. And you get tips that are not in any travel guide. I have already made very good couch surfing experiences. Like changing my itinerary in Singapore in February to fly to Phuket together with my host and her girlfriends. Booked in the evening, flying together the next morning to Thailand. Therefore, today I would like to recommend AirBnB.

If you do not have AirBnB account yet, you can get access using the following link: www.airbnb.com

Plus you will receive a 25 € credit for your first booking! But there is a lot more interesting stuff here:

What can you learn from your couch surfing experience?

How to connect only through one middleman between the guest and the landlord. This is awesome and is similarly done at Uber, Go-Jek, and Greb. The value chain is short and without high costs or commission. The most amazing thing about it is: The frontend of the AirBnB-webpage looks like it is programmed with love 🙂 Look at booking.com and you see a webpage that is programmed with greed 🙁

Expensive couch surfing experience in classic sales channels

This is very different from the traditional distribution networks. The manufacturers sell their products to the export enterprise, they resell it to the shipowners. They sell it to the importing enterprise, who then delivers the goods to the wholesaler, he distributes it to the shops of the retailers. And finally, the consumer buys or orders his product there. How many middlemen? Too many!

Couchsurfing experiences at the fuel station

You do not want to know how many times the petrol has changed hands until it ends up in your tank! As of today, one barrel of crude oil costs 64 €, that is 159 liters per barrel or equals to 0.40 Euros per liter. At the petrol station, you pay over 1.40 € which is a surcharge of 250%! There are of course transport and processing costs, but most of it goes for the profit margins of middlemen. And have you ever been curious about the fact, why the fuel did cost about 1.20 € even in times when the barrel was traded for only US$ 30? Back then the surcharge was over 400%!

MLM Couchsurfing experiences

That’s almost the same with multi-level marketing (MLM) systems. Even if the producer delivers the pills directly to the end-customer, there is a long sales channel of the MLM freelancers. All of them get a commission out of the turnover. That’s why selling in an MLM system is only possible for products with an incredible sale margin, such as nutrition supplements. They are getting sold with arguments like: “Your health should have a higher value than 2 € per day to you.” The manufacturing costs of the pills are in the mEuro range (1/1000th of a Euro). But I have already written about the Minerals in Food.

The business model for good couch surfing experiences

With your business idea, you want to think about this question: How can I remove all of the middlemen? Uber, AirBnB, Greb, and Go-Jek have one thing in common:

They do not own the infrastructure to produce or deliver their products.

  • Uber doesn’t own any cars that drive as taxis.
  • AirBnB does not have buildings, which is used as a hotel.
  • Greb does not own scooters that are used for public transportation,
  • and Go-Jek does not even have pizza ovens, but most likely the deliver the most pizzas in the world!

How can YOU become the AirBnB in your business field?

Mindset About Money

How to get a beneficial mindset about money

Build a basis for your wealth

There are 3 factors that influence your financial situation:

  1. Mindset – what you believe about money
  2. Strategy – your plan to manage it
  3. Actions – what you actually do about it

If you want to change your financial situation you need to master all 3 disciplines. But your mindset has the biggest influence, about 60 to 70%! The actions you take, have the lowest influence, about 10 to 20% and this is where most people spent the most attention to. But as long as they have a fixed mindset or false belief about money, they will sabotage their actions. Due to that, let’s start with the mindset.

If you read the article “Escape“, you may remember that you can believe what you want and that everything you believe is your truth: So whenever you think “money is the problem”, it is your truth that money is the problem! I think this is not a very beneficial belief for anyone.
Whenever you think “money is the solution”, money is no problem anymore. I consider this as a much more beneficial belief or mindset. So let’s take a little step today moving in this direction.

Your individual truth

Everybody believes something different, so everyone got his own truth. This is due to your individual perspective, culture, education, experiences, likes, and dislikes. Some of our beliefs help us and with some of our beliefs we limit ourselves.

So the questions are:

  • How do I recognize a belief which is not beneficial?
    Each belief that shows us, that we don’t love money limits us in getting our finances sorted out.
  • How can we change our mindset (what we believe) into something which is more beneficial for us?
    There are 3 ways to change what we believe:
  1. Stories that show the opposite of what I’m currently believing and that draw the picture from a different perspective. This is what I am doing when I’m sending you a link to one of the videos.
  2. Incantations, I will come back to that later, because this is the easiest way, to do it by yourself.
  3. NLP-process, which is similar to a meditation. NLP stands for Neuro-Linguistic Programming. You find an example below, which is about changing your mindset about money. It shall help you to imagine your blooming and wealthy future. The best time to listen to it is before you fall asleep, and if you are falling asleep during listening, it doesn’t matter, just listen to it tomorrow and the day after again and again, enjoy!

You might want to listen to it with headphones for better concentration.

Networking at Dream Beaches, The Freedom of a Digital Nomad’s Life - Author Klaus Forster

4 Months Australia and my Hopeless Plan of Financial Independence

Most people think money is the reason, which makes it impossible to make their dream come true.

And I did so as well:

After I finished studying in 1988 I traveled for 4 months to Australia to escape the winter in Germany, because I hate it. To do so I got a job for half a year and saved every possible penny. The complete trip did cost me about 12.000 DM (German Marks, which was the currency in Germany in those days).

  • Networking at Dream Beaches, The Freedom of a Digital Nomad’s Life - Author Klaus ForsterBased on that I calculated that I needed about 3 Mil. DM to live on interest and travel in that style without working based on a 4-5% interest rates. I had no idea how to get there, but a dream was born.
  • 10 years later I got married and expected that I will need 4,5 Mil. DM for it.
  • Then I became a father and I expected 6 Mil. DM would be required.
  • Additionally, the interest rates dropped and I calculated that I needed 10 Mil. DM.
  • Then the DM got replaced by the Euro and I thought I only needed 5 Mil. €
  • But prices rose, at the same time and interest rates dropped further and now I needed 10 Mil. €.
  • Nowadays interest rates are 0% in Germany. So it seems like it got impossible to live on interest.

But meanwhile, I learned how to get earnings of 8-10% (on a long-term average) by investing money smarter than in a savings account. Only half a million € lasts to be financially independent at a low level to pay for my kids and my basic needs. Prices per flight dropped. I fell in love with Bali. Cost of living is much lower there, so it lasts even further than I expected.

I own a company, which I built up in 8 years and turned it into a self-learning enterprise, which pays me for those basic needs. I structured it in a way that it works almost without me. So I can stay away for months, live from the dividend and have my assets growing with the growth of the market by being invested in ETFs of major indices. This kind of long-term investment is easy to understand, low on costs and maintenance, and performs better than most of the managed fonts. So my assets keep growing while I can enjoy traveling.